life<\/a>. Health issues are the most expected, specifically during old age. Thus, senior citizen health insurance is essential for old age people to live a peaceful life. Considering the rising cost of health insurance services in India, sufficient health insurance is absolutely crucial for the entire family.<\/p>\nWith age comes illness, and complications among senior citizens is diabetes. Diabetes highly attacks most of the body organs. Also, a heart attack is another common condition among old age people which should be controlled with regular exercise and a healthy diet.<\/p>\n
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As the age grows, due to a weak immune system, older people fall victims to sicknesses. Hence, senior citizens must possess proper health care insurance. The majority of senior citizens don\u2019t have a stable income source, so that medical expenses will create a significant financial burden on them and the family.\u00a0<\/strong><\/em><\/p>\nAfter all, we all have the right to relish our lives to the fullest. The decision of purchasing senior citizen health insurance proves to be best when people fall sick in old age. This policy helps old age people to look after their health and find appropriate medical help when required.<\/p>\n
Under the revised IRDA guidelines, all health insurance companies have to offer proper cover to individuals up to 65 years of age and provide renewability for a lifetime. Insurance policy aids individuals to get cover at later life stages and allow them to switch insurance company if they are not happy with their current insurance company.<\/p>\n
Senior citizen, health insurance policy, covers medical expenses including doctor fees, medicine costs, room and ambulance charges, etc. Some of the insurance plans also offer coverage for critical illnesses and take care of pre and post-hospitalization expenses.<\/p>\n
Here are 3 things that you should keep in mind while buying medical insurance for senior citizens.<\/p>\n